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Sandra D’Elia is an agent with ROYAL LEPAGE YOUR COMMUNITY REALTY, BROKERAGE. Check out Sandra’s active listings and/or office listings.

5 Costly Mistakes Home Buyers Make.

Mistake #1  Not knowing what they can afford before making an offer.

The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free.

Mistake #2  Not knowing who the agent represents.

Unless an agent is working as your buyer representative, they represent the seller. Many people don’t realize this.

Mistake #3  Choosing the wrong mortgage.

A bad mortgage can cost you thousands in taxes and interest. Consult an accountant before you choose your mortgage.

Mistake #4  Not finding problems with the home before buying it.

You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.

Mistake #5  Not understanding how their credit can impact their ability to purchase or refinance a home.

Get a mortgage professional to help you go over and prepare your credit file before you buy a home.